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BE PREPARED BEFORE DISASTER STRIKES Fire, earthquakes, storms, and burglary, can destroy your home or business, taking not only your valuables away, but a lifetime of memories. Adding to your pain and grief is the insurance company’s request for proof of ownership of valuables when everything has been stolen or destroyed. Insurance companies and adjusters require detailed information on your property to prove ownership and establish value. We provide the documentation you will need to ensure that you will receive maximum re-imbursement for your loss in the shortest amount of time. To ensure privacy, we provide a professional and confidential home inventory service backed with a written guarantee. We are licensed, bonded, and insured. WHAT
IS A HOME INVENTORY? A Home Inventory is a detailed list of the personal property or collections located in your home. Your should also include property that you have stored elsewhere, perhaps in a storage container, storage area or a garage on the premises. It should include your furniture, jewelry, artwork, antiques, appliances, kitchen contents, clothes, carpets, drapes, rugs, lamps, office equipment, electronics, musical instruments, clocks, mirrors, linens, tools, sports equipment, lawn equipment, and any other items of value. Having an inventory of all items in and around your home is an important part of maintaining control over your home ownership. First of all, for estate and financial planning purposes, it gives you a complete picture of your personal property, the value of which can be totaled and is a component of your current net worth. Secondly, a comprehensive home inventory is important should you ever have an insurance loss. Insurance companies require information about the circumstances of your claim and detailed documentation of your home's contents as evidence to justify the amount you are claiming. An up-to-date home inventory complete with video and photofraphs will save a great deal of aggravation should you need to report a loss to your insurance company. An inventory of your possesions not only helps you determine how much homeowners insurance you should carry, but it can also help you get your things replaced ( or returned) if they should be stolen. Detailed records of antiques, jewelry, silver, sporting goods, major appliances, and collector's item are very important as these items are difficult to value once they're lost. |
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